Reloadable Prepaid MasterCard


Prepaid MasterCard®

The Woolworths Money Reloadable Prepaid MasterCard can help you stay in control of your money. 

Once you get your card, you can load it with money again and again to use domestically and overseas for everyday purchases in stores, over the phone or online and for withdrawing cash from ATMs.

It is accepted at 30 million merchants worldwide and 1.9 million ATMs that accept MasterCard. As it requires funds to be pre loaded before you spend, it's great for;

Staying in Control

You can stay in better control of what you have available to spend. Be more “In Control of your money with the Reloadable Prepaid MasterCard".

Online Shopping

Feel safe and secure and shop online with confidence, as the card is not linked to any bank accounts or your personal details.


It's safer than cash - ideal for parents who want to give their kids pocket money on a regular basis.


Shop securely online

You don't need a bank account and the card is backed by MasterCard's Zero Liability Policy. This means whether you're shopping on eBay, buying music, concert tickets, or even your groceries at, you are not liable for any unauthorised transactions . Our overseas transaction fee is one of the lowest in the market at 2.50% which means more of your money goes to your purchase and not fees!

Safer than carrying cash

You need a signature or PIN to use your card. If you lose your card, you can ask us to cancel your card and replace it to help prevent unauthorised transactions.

Stay In Control

You can only spend the money you've loaded. Great for budgeting. You can track your spending and balance online at or via SMS.

Low fees

With a Reloadable Prepaid Card, you no longer need a transaction account for everyday spending and you get to choose the fee option that is cheapest for you. It truly is a low cost way of managing your everyday spend. Plus, withdrawals at ANZ ATMs are free in Australia. No more over the limit fees, ATM fees or monthly account keeping fees!


Reloading your prepaid card is available in-store at 1,000 Woolworths Supermarkets or BIG W stores. You can also load online using BPAY® or "Direct credit" transferring money from your bank account direct to your Prepaid card. You can also set up regular deposits from your salary to be deposited straight to your card.

Tap & go™

Using the speed and convenience of MasterCard PayPass technology

Easy to get a card

As it is not a credit card, it is easy to apply for a Woolworths Reloadable Prepaid MasterCard. There are no credit checks, income verification or even minimum age requirements. You can get a card as long as we are able to verify your identity.


For a one-off purchase fee of $9.95, you have the choice of two good value fee options to choose from when you apply.

A. Monthly B. Pay as you LOAD
Ideal if you use your card regularly for everyday spending Ideal if you use your card every now and then, eg. to buy fuel or for online shopping
Pay no monthly service fee for any month if you load $500 or more to your card Pay a $1 load fee each time you load money on your card
Otherwise, pay a $1 monthly service fee No monthly service fee


Standard purchase fee is $9.95. The Woolworths Everyday Money Reloadable Prepaid MasterCard is issued by Australia and New Zealand Banking Group Limited ABN11 005 357 522 AFSL 234527. Please consider the Product Disclosure Statement and Financial Services Guide (available at or by calling 1300 10 1234) before making any decision about the product. Information in this document has been prepared without taking into account your objectives, financial situation or needs and therefore, before acting on this information, you should consider how appropriate it is having regard to your objectives financial situation and needs. Fees and charges apply. Terms and Conditions apply. MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. PayPass is the trademark of MasterCard International Incorporated.